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How to use ATM machines, page 3 of 5

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How do you use ATM machines, your bank card, and your PIN number? How about ATM safety? And what if you lose your card?

If the machine keeps your cash

How do you use ATM machines? And, what if the cash dispenser of the ATM is not working? What if the ATM operates normally, but you don't receive the cash you've withdrawn? It will count out your money and give you a receipt for the withdrawal, but your cash will never come out of the slot. If it's your bank, then you need to go in immediately, and put in a claim. If you do, then in due time the money will likely be credited to your account.

If the machine spits your cash out to someone else

How do you use ATM machines? And what do you do if, in the previous example, after you leave the ATM, the machine resets itself, suddenly spits your cash out to someone else; and when you go in the next day, your bank refuses to buy your story? If, upon counting the cash at the end of the day, there is no excess cash in the machine, it might take many months of back and forth between your bank and the owner of that ATM to figure out if you should get any credit for the transaction.

Do you wish to make another transaction?

How do you use ATM machines? "What do you do, if you walk up to an ATM which — instead of greeting you — is displaying the following message: "Your balance is $50,323.87. Do you wish to make another transaction?"

Your should hit 'no' or 'cancel', and after the ATM ejects the (previous customer's) card, you should go inside, and ask one of the bank employees to return the card to its rightful owner. ...More >>

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